Bilt Palladium Card plans, prices and perks

$495 a year.

• 2X points on everyday purchases
• $200 of Bilt Cash every year
• $400 Bilt Travel Hotel Credit ($200 twice a year, stays of 2 nights or more)
• Priority Pass airport lounge access
• Up to 1.25X points on rent and mortgage, with no transaction fee
• Or 4% back in Bilt Cash on everyday spend (your choice of reward)
• Up to 5X points at Bilt partner restaurants
• 4X points on hotels and 3X on flights booked through Bilt Travel
• 4X points on Lyft (after linking your Bilt and Lyft accounts)
• 2X points on other travel
• Cell phone protection
• Trip cancellation, interruption and delay cover, and baggage delay and lost luggage insurance
• Purchase protection, extended warranty, price drop protection and rental car cover
• No foreign transaction fees