Bilt Obsidian Card plans, prices and perks

$95 a year.

• 3X points on dining or grocery (you choose one each year; grocery up to $25,000 a year)
• 1X points on everyday purchases
• $100 Bilt Travel Hotel Credit ($50 twice a year, stays of 2 nights or more)
• Up to 1.25X points on rent and mortgage, with no transaction fee
• Or 4% back in Bilt Cash on everyday spend (your choice of reward)
• Up to 6X points at Bilt partner restaurants
• 4X points on hotels and 3X on flights booked through Bilt Travel
• 3X points on Lyft (after linking your Bilt and Lyft accounts)
• 2X points on other travel
• Cell phone protection
• Trip cancellation, interruption and delay cover, and lost luggage insurance
• Purchase protection, extended warranty and rental car cover
• No foreign transaction fees