Stop paying twice for what you already have.
Your phone plan, credit cards and memberships often include subscriptions you're also paying for. Tell us what you have and we'll show you the overlaps, the bundles that cost less and the perks you're not using.
- No bank login
- Takes about a minute
- Stays on your device
- providers checked
- 207
- providers checked
- categories
- 13
- categories
- a year saved by our sample household
- $432
- a year saved by our sample household
- to use
- $0
- to use
How it works
Three steps, about a minute
- 1
Tell us what you have
Pick your phone plan, your cards and the subscriptions you pay for from the list. No bank login.
- 2
We check every provider
We compare them against 207 providers' current prices and perks, read from their own sites.
- 3
Follow the steps
See what you're paying twice for, bundles that cost less and perks you aren't using, each with simple steps.
What you get
A short list of savings, with the steps for each
Your total first, then each saving: what changes, how much it saves a year, where the price came from, and how to claim it. Mark each one done as you go.
What we check
Everything you pay for each month
Prices last checked October 9, 2026
Movie night, already paid for
Peacock is included with Instacart+
Made for households
One list for everything your home pays for
Add the phone plan, cards, streaming and memberships the whole household uses. PerkShift spots where they overlap and what you could drop or switch.
- Streaming you pay for that your phone plan or a membership already includes
- Services your phone plan sells for less, like Apple TV+ for $3 a month
- Bundles that cost less than the services you buy one by one
- Separate plans for each person that would cost less as one family plan
- Card credits and perks you're entitled to but not using
- Student and other discounted plans you may qualify for
Why PerkShift is different
Real savings from what you already have, without handing over your bank details.
No bank logins
You tell us what you pay for. We never ask for bank details or passwords, and your list stays on your device.
Perks you already pay for
Phone plans, cards and memberships often include a service you also pay for separately, like Netflix with T-Mobile.
Bundles that cost less
If a bundle covers what you buy separately for less, we show the saving and the steps to switch.
Prices from the source
Prices and perks are read from each provider's own site and checked twice before they reach the app. Card points are never mixed into cash savings.
Questions
Good to know
Straight answers about privacy, prices and how PerkShift is paid for.
Is PerkShift free?+
Yes. Checking what you could save is free.
Do you need my bank login? Where is my information kept?+
No bank login, ever. You pick what you pay for from a list. Your list is kept only in this browser on this device: PerkShift has no account system and no server that stores it.
How current are the prices?+
Prices and perks are read from each provider's own website and only go into PerkShift when two separate checks agree. Every saving shows where it came from and when it was checked; the last full check was October 9, 2026. Anything older than 60 days is marked as possibly out of date.
How does PerkShift make money?+
Today it doesn't. In future PerkShift may earn a commission when you sign up for something through one of its links. If it does, it will say so next to the link, and it will never change which savings you see or their order: savings are always ranked by how much you save.
Will it tell me to cancel things?+
Sometimes, when you're paying twice for the same thing. Each saving comes with steps, and we suggest keeping the old subscription until the included one is working, so you never lose access.
Is PerkShift connected to these companies?+
No. PerkShift is independent and isn't endorsed by or affiliated with any company it names. Trademarks belong to their owners.
See what you could save in about a minute
Free, no bank login, and your list never leaves your device.